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MIDLAND STATES BANK 133 W. JEFFERSON
EFFINGHAM, 62401

2008 Mortgage Research	Bond	Illinois	US
Total Applications	38	476	504
Average Loan	$79.8k	$95.0k	$110.8k
Loan to Income Ratio	1.54	1.36	1.33
Subprime Loans	2.63%	9.03%	8.53%
Refinancing Loans	31.58%	41.39%	41.87%
Principal Dwellings	97.37%	88.24%	86.31%
Rejected Applications	—	—	—

MIDLAND STATES BANK 133 W. JEFFERSONEFFINGHAM, 62401