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MIDLAND STATES BANK 133 W. JEFFERSON
EFFINGHAM, 62401

2008 Mortgage Research Clay Illinois US
Total Applications 13 476 504
Average Loan $67.1k $95.0k $110.8k
Loan to Income Ratio 1.89 1.36 1.33
Subprime Loans 7.69% 9.03% 8.53%
Refinancing Loans 7.69% 41.39% 41.87%
Principal Dwellings 100% 88.24% 86.31%
Rejected Applications
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