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CITIFINANCIAL SERVICES, INC. 300 ST. PAUL PLACE
BALTIMORE, 21202

2008 Mortgage Research Clarion Pennsylvania US
Total Applications 39 8,239 11,127
Average Loan $38.3k $54.7k $62.5k
Loan to Income Ratio 0.95 1.17 1.17
Subprime Loans 35.90% 28.47% 28.71%
Refinancing Loans 82.05% 78.93% 79.09%
Principal Dwellings 100% 99.98% 99.96%
Rejected Applications
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