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BANK OF UTAH 2605 WASHINGTON BOULEVARD
OGDEN, 84401

2008 Mortgage Research	Bear Lake	Idaho	US
Total Applications	8	31	1,353
Average Loan	$240.9k	$201.5k	$182.9k
Loan to Income Ratio	1.85	2.52	2.50
Subprime Loans	—	3.23%	3.92%
Refinancing Loans	62.50%	25.81%	33.11%
Principal Dwellings	50%	87.10%	93.87%
Rejected Applications	—	—	—

BANK OF UTAH 2605 WASHINGTON BOULEVARDOGDEN, 84401