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BANK OF UTAH 2605 WASHINGTON BOULEVARD
OGDEN, 84401

2008 Mortgage Research	Emery	Utah	US
Total Applications	26	1,307	1,353
Average Loan	$111.0k	$182.3k	$182.9k
Loan to Income Ratio	2.23	2.53	2.50
Subprime Loans	23.08%	3.98%	3.92%
Refinancing Loans	26.92%	33.36%	33.11%
Principal Dwellings	100%	94.11%	93.87%
Rejected Applications	—	—	—

BANK OF UTAH 2605 WASHINGTON BOULEVARDOGDEN, 84401