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1ST SOURCE BANK P.O. BOX 1602
SOUTH BEND, 46634

2008 Mortgage Research	Elkhart	Indiana	US
Total Applications	613	4,463	5,340
Average Loan	$107.4k	$102.6k	$107.2k
Loan to Income Ratio	0.95	1.25	1.29
Subprime Loans	7.99%	8.76%	10.86%
Refinancing Loans	47.96%	46.31%	43.97%
Principal Dwellings	96.41%	94.69%	93.97%
Rejected Applications	—	—	—

1ST SOURCE BANK P.O. BOX 1602SOUTH BEND, 46634