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STELLARONE BANK 105 ARBOR DRIVE
CHRISTIANSBURG, 24073

2008 Mortgage Research	Albemarle	Virginia	US
Total Applications	10	1,622	2,252
Average Loan	$3971.9k	$161.7k	$160.6k
Loan to Income Ratio	31.94	1.62	1.68
Subprime Loans	—	4.56%	3.37%
Refinancing Loans	30%	41.06%	46.18%
Principal Dwellings	100%	85.02%	85.39%
Rejected Applications	—	9.62%	7.02%

STELLARONE BANK 105 ARBOR DRIVECHRISTIANSBURG, 24073