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SUNTRUST MORTGAGE, INC 901 SEMMES AVENUE
RICHMOND, 23224

2008 Mortgage Research	Baldwin	Alabama	US
Total Applications	306	2,655	249,888
Average Loan	$213.4k	$168.3k	$217.0k
Loan to Income Ratio	1.58	1.84	2.08
Subprime Loans	2.29%	3.20%	2.88%
Refinancing Loans	38.24%	37.25%	47.17%
Principal Dwellings	69.93%	86.89%	88.27%
Rejected Applications	10.13%	6.70%	6.16%

SUNTRUST MORTGAGE, INC 901 SEMMES AVENUERICHMOND, 23224