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SUNTRUST MORTGAGE, INC 901 SEMMES AVENUE
RICHMOND, 23224

2008 Mortgage Research	Delta	Michigan	US
Total Applications	28	2,000	249,888
Average Loan	$84.6k	$157.2k	$217.0k
Loan to Income Ratio	1.76	1.84	2.08
Subprime Loans	17.86%	5.70%	2.88%
Refinancing Loans	78.57%	56.05%	47.17%
Principal Dwellings	96.43%	88.45%	88.27%
Rejected Applications	3.57%	13.30%	6.16%

SUNTRUST MORTGAGE, INC 901 SEMMES AVENUERICHMOND, 23224