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SUNTRUST MORTGAGE, INC 901 SEMMES AVENUE
RICHMOND, 23224

2008 Mortgage Research	Bates	Missouri	US
Total Applications	15	4,200	249,888
Average Loan	$159.5k	$150.1k	$217.0k
Loan to Income Ratio	2.41	1.90	2.08
Subprime Loans	6.67%	6.60%	2.88%
Refinancing Loans	73.33%	59.83%	47.17%
Principal Dwellings	100%	91.83%	88.27%
Rejected Applications	—	3.71%	6.16%

SUNTRUST MORTGAGE, INC 901 SEMMES AVENUERICHMOND, 23224