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SUNTRUST MORTGAGE, INC 901 SEMMES AVENUE
RICHMOND, 23224

2008 Mortgage Research	Gallatin	Montana	US
Total Applications	212	1,279	249,888
Average Loan	$216.8k	$194.8k	$217.0k
Loan to Income Ratio	1.72	1.90	2.08
Subprime Loans	—	0.31%	2.88%
Refinancing Loans	57.55%	56.68%	47.17%
Principal Dwellings	82.08%	87.33%	88.27%
Rejected Applications	2.83%	4.46%	6.16%

SUNTRUST MORTGAGE, INC 901 SEMMES AVENUERICHMOND, 23224