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UNION BANK 3702 W OWEN K GARRIOTT ROAD
ENID, 73703

2008 Mortgage Research	Hemphill	Texas	US
Total Applications	5	19	415
Average Loan	$91.4k	$450.9k	$122.7k
Loan to Income Ratio	1.34	1.31	0.31
Subprime Loans	20%	10.53%	12.53%
Refinancing Loans	40%	26.32%	43.37%
Principal Dwellings	100%	94.74%	50.84%
Rejected Applications	—	—	—

UNION BANK 3702 W OWEN K GARRIOTT ROADENID, 73703