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WHITAKER BANK INC PO BOX 55439
LEXINGTON, 40555-5439

2008 Mortgage Research	Boyle	Kentucky	US
Total Applications	12	1,834	1,843
Average Loan	$520.1k	$75.3k	$75.7k
Loan to Income Ratio	2.52	0.80	0.80
Subprime Loans	—	22.41%	22.35%
Refinancing Loans	25%	40.79%	40.80%
Principal Dwellings	25%	72.03%	71.84%
Rejected Applications	8.33%	10.91%	10.85%

WHITAKER BANK INC PO BOX 55439LEXINGTON, 40555-5439