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COUNTRYWIDE HOME LOANS 35 N. LAKE AVENUE MS 35-148
PASADENA, 91101

2006 Mortgage Research Marin California US
Total Applications 1,203 412,414 2,420,539
Average Loan $615.2k $357.2k $213.0k
Loan to Income Ratio 2.68 2.52 2.07
Subprime Loans 2.49% 6.15% 8.70%
Refinancing Loans 56.86% 56.90% 46.28%
Principal Dwellings 88.11% 90.15% 88.59%
Rejected Applications 11.72% 11.07% 11.63%