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COUNTRYWIDE HOME LOANS 35 N. LAKE AVENUE MS 35-148
PASADENA, 91101

2006 Mortgage Research Canyon Idaho US
Total Applications 3,667 22,520 2,420,539
Average Loan $134.7k $163.7k $213.0k
Loan to Income Ratio 1.68 1.76 2.07
Subprime Loans 9.16% 8.29% 8.70%
Refinancing Loans 39.49% 42.82% 46.28%
Principal Dwellings 81.35% 83.16% 88.59%
Rejected Applications 10.80% 10.38% 11.63%