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COUNTRYWIDE HOME LOANS 35 N. LAKE AVENUE MS 35-148
PASADENA, 91101

2006 Mortgage Research Gooding Idaho US
Total Applications 132 22,520 2,420,539
Average Loan $101.2k $163.7k $213.0k
Loan to Income Ratio 1.82 1.76 2.07
Subprime Loans 12.12% 8.29% 8.70%
Refinancing Loans 49.24% 42.82% 46.28%
Principal Dwellings 90.91% 83.16% 88.59%
Rejected Applications 19.70% 10.38% 11.63%