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COUNTRYWIDE HOME LOANS 35 N. LAKE AVENUE MS 35-148
PASADENA, 91101

2006 Mortgage Research Atlantic New Jersey US
Total Applications 4,176 71,709 2,420,539
Average Loan $213.4k $257.4k $213.0k
Loan to Income Ratio 2.08 2.27 2.07
Subprime Loans 8.96% 6.90% 8.70%
Refinancing Loans 47.15% 52.28% 46.28%
Principal Dwellings 86.61% 91.57% 88.59%
Rejected Applications 8.21% 8.53% 11.63%