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COUNTRYWIDE HOME LOANS 35 N. LAKE AVENUE MS 35-148
PASADENA, 91101

2006 Mortgage Research Niagara New York US
Total Applications 781 67,452 2,420,539
Average Loan $104.9k $261.0k $213.0k
Loan to Income Ratio 1.46 2.26 2.07
Subprime Loans 6.66% 8.32% 8.70%
Refinancing Loans 35.47% 47.21% 46.28%
Principal Dwellings 92.19% 92.62% 88.59%
Rejected Applications 10.88% 13.89% 11.63%