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COUNTRYWIDE HOME LOANS 35 N. LAKE AVENUE MS 35-148
PASADENA, 91101

2006 Mortgage Research Brookings South Dakota US
Total Applications 153 2,840 2,420,539
Average Loan $128.2k $121.6k $213.0k
Loan to Income Ratio 1.82 1.66 2.07
Subprime Loans 5.88% 8.87% 8.70%
Refinancing Loans 35.95% 41.30% 46.28%
Principal Dwellings 90.20% 92.29% 88.59%
Rejected Applications 3.27% 14.75% 11.63%