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COUNTRYWIDE HOME LOANS 35 N. LAKE AVENUE MS 35-148
PASADENA, 91101

2006 Mortgage Research Bath Virginia US
Total Applications 19 61,639 2,420,539
Average Loan $138.8k $237.9k $213.0k
Loan to Income Ratio 2.12 2.42 2.07
Subprime Loans 10.53% 6.94% 8.70%
Refinancing Loans 63.16% 54.17% 46.28%
Principal Dwellings 78.95% 92.57% 88.59%
Rejected Applications 15.79% 9.06% 11.63%