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COUNTRYWIDE HOME LOANS 35 N. LAKE AVENUE MS 35-148
PASADENA, 91101

2006 Mortgage Research Brooke West Virginia US
Total Applications 73 5,941 2,420,539
Average Loan $94.8k $131.7k $213.0k
Loan to Income Ratio 1.75 1.80 2.07
Subprime Loans 6.85% 13.10% 8.70%
Refinancing Loans 72.60% 51.17% 46.28%
Principal Dwellings 91.78% 91.72% 88.59%
Rejected Applications 17.81% 15.30% 11.63%