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COUNTRYWIDE HOME LOANS 35 N. LAKE AVENUE MS 35-148
PASADENA, 91101

2006 Mortgage Research Dunn Wisconsin US
Total Applications 153 35,075 2,420,539
Average Loan $132.9k $146.5k $213.0k
Loan to Income Ratio 2.04 1.82 2.07
Subprime Loans 9.15% 7.90% 8.70%
Refinancing Loans 67.97% 57.41% 46.28%
Principal Dwellings 95.42% 90.47% 88.59%
Rejected Applications 14.38% 12.32% 11.63%