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WELLS FARGO FIN'L TEXAS, INC 800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, 50309

2008 Mortgage Research	Crosby	Texas	US
Total Applications	9	20,500	20,620
Average Loan	$47.0k	$70.4k	$70.6k
Loan to Income Ratio	1.02	1.02	1.02
Subprime Loans	11.11%	7.32%	7.28%
Refinancing Loans	77.78%	54.77%	54.72%
Principal Dwellings	88.89%	94.76%	94.44%
Rejected Applications	—	—	—

WELLS FARGO FIN'L TEXAS, INC 800 WALNUT ST, 6TH FLOOR, MAC F4031-061DES MOINES, 50309