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WELLS FARGO FIN'L UTAH, INC 800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, 50309

2008 Mortgage Research	Beaver	Utah	US
Total Applications	17	3,228	3,274
Average Loan	$123.6k	$170.3k	$169.5k
Loan to Income Ratio	2.20	2.36	2.35
Subprime Loans	29.41%	17.29%	17.29%
Refinancing Loans	70.59%	78.28%	78.22%
Principal Dwellings	100%	97.86%	97.50%
Rejected Applications	—	—	—

WELLS FARGO FIN'L UTAH, INC 800 WALNUT ST, 6TH FLOOR, MAC F4031-061DES MOINES, 50309