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BENEFICIAL COMPANY LLC 26525 N. RIVERWOODS BLVD.
METTAWA, 60045-3428

2008 Mortgage Research	Greenlee	Arizona	US
Total Applications	7	8,335	435,132
Average Loan	$78.9k	$185.7k	$142.6k
Loan to Income Ratio	1.43	2.56	2.03
Subprime Loans	—	1.32%	3.43%
Refinancing Loans	85.71%	82.72%	74.13%
Principal Dwellings	100%	99.48%	99.62%
Rejected Applications	—	—	—

BENEFICIAL COMPANY LLC 26525 N. RIVERWOODS BLVD.METTAWA, 60045-3428