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BENEFICIAL COMPANY LLC 140 INDUSTRIAL DRIVE
ELMHURST, 60126-1602

2006 Mortgage Research Kern California US
Total Applications 3,080 76,939 672,170
Average Loan $162.4k $221.4k $114.8k
Loan to Income Ratio 2.29 2.52 1.73
Subprime Loans 5.65% 4.55% 10.01%
Refinancing Loans 58.41% 57.25% 61.99%
Principal Dwellings 95.94% 98.03% 98.46%
Rejected Applications