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BENEFICIAL COMPANY LLC 26525 N. RIVERWOODS BLVD.
METTAWA, 60045-3428

2008 Mortgage Research	Huerfano	Colorado	US
Total Applications	22	3,994	435,132
Average Loan	$118.0k	$161.3k	$142.6k
Loan to Income Ratio	2.20	2.16	2.03
Subprime Loans	—	1.28%	3.43%
Refinancing Loans	81.82%	81.27%	74.13%
Principal Dwellings	95.45%	99.35%	99.62%
Rejected Applications	—	—	—

BENEFICIAL COMPANY LLC 26525 N. RIVERWOODS BLVD.METTAWA, 60045-3428