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BENEFICIAL COMPANY LLC 26525 N. RIVERWOODS BLVD.
METTAWA, 60045-3428

2008 Mortgage Research	Benewah	Idaho	US
Total Applications	23	4,817	435,132
Average Loan	$110.8k	$147.8k	$142.6k
Loan to Income Ratio	1.01	2.19	2.03
Subprime Loans	8.70%	2.86%	3.43%
Refinancing Loans	86.96%	71.56%	74.13%
Principal Dwellings	95.65%	99.83%	99.62%
Rejected Applications	—	—	—

BENEFICIAL COMPANY LLC 26525 N. RIVERWOODS BLVD.METTAWA, 60045-3428