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BENEFICIAL COMPANY LLC 26525 N. RIVERWOODS BLVD.
METTAWA, 60045-3428

2008 Mortgage Research	Crawford	Indiana	US
Total Applications	32	12,923	435,132
Average Loan	$99.6k	$110.5k	$142.6k
Loan to Income Ratio	2.14	1.71	2.03
Subprime Loans	—	2.99%	3.43%
Refinancing Loans	81.25%	82.11%	74.13%
Principal Dwellings	100%	99.76%	99.62%
Rejected Applications	—	—	—

BENEFICIAL COMPANY LLC 26525 N. RIVERWOODS BLVD.METTAWA, 60045-3428