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BENEFICIAL COMPANY LLC 26525 N. RIVERWOODS BLVD.
METTAWA, 60045-3428

2008 Mortgage Research	Decatur	Kansas	US
Total Applications	1	6,471	435,132
Average Loan	$70.0k	$97.5k	$142.6k
Loan to Income Ratio	1.19	1.52	2.03
Subprime Loans	—	3.38%	3.43%
Refinancing Loans	100%	67.81%	74.13%
Principal Dwellings	100%	99.35%	99.62%
Rejected Applications	—	—	—

BENEFICIAL COMPANY LLC 26525 N. RIVERWOODS BLVD.METTAWA, 60045-3428