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BENEFICIAL COMPANY LLC 140 INDUSTRIAL DRIVE
ELMHURST, 60126-1602

2006 Mortgage Research Finney Kansas US
Total Applications 77 11,418 672,170
Average Loan $68.8k $76.4k $114.8k
Loan to Income Ratio 1.11 1.30 1.73
Subprime Loans 7.79% 8.03% 10.01%
Refinancing Loans 62.34% 63.09% 61.99%
Principal Dwellings 98.70% 98.07% 98.46%
Rejected Applications — — —