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BENEFICIAL COMPANY LLC 26525 N. RIVERWOODS BLVD.
METTAWA, 60045-3428

2008 Mortgage Research	Cumberland	Maine	US
Total Applications	587	3,238	435,132
Average Loan	$162.8k	$134.1k	$142.6k
Loan to Income Ratio	2.21	1.93	2.03
Subprime Loans	3.58%	4.29%	3.43%
Refinancing Loans	80.58%	76.93%	74.13%
Principal Dwellings	99.66%	99.75%	99.62%
Rejected Applications	—	—	—

BENEFICIAL COMPANY LLC 26525 N. RIVERWOODS BLVD.METTAWA, 60045-3428