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BENEFICIAL COMPANY LLC 26525 N. RIVERWOODS BLVD.
METTAWA, 60045-3428

2008 Mortgage Research	Allegany	Maryland	US
Total Applications	218	6,708	435,132
Average Loan	$116.3k	$211.2k	$142.6k
Loan to Income Ratio	1.92	2.59	2.03
Subprime Loans	4.13%	4.93%	3.43%
Refinancing Loans	71.56%	79.46%	74.13%
Principal Dwellings	100%	99.73%	99.62%
Rejected Applications	—	—	—

BENEFICIAL COMPANY LLC 26525 N. RIVERWOODS BLVD.METTAWA, 60045-3428