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BENEFICIAL COMPANY LLC 26525 N. RIVERWOODS BLVD.
METTAWA, 60045-3428

2008 Mortgage Research	Chickasaw	Mississippi	US
Total Applications	33	2,428	435,132
Average Loan	$79.4k	$118.9k	$142.6k
Loan to Income Ratio	1.97	1.97	2.03
Subprime Loans	9.09%	4.04%	3.43%
Refinancing Loans	54.55%	56.14%	74.13%
Principal Dwellings	100%	98.93%	99.62%
Rejected Applications	—	—	—

BENEFICIAL COMPANY LLC 26525 N. RIVERWOODS BLVD.METTAWA, 60045-3428