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BENEFICIAL COMPANY LLC 140 INDUSTRIAL DRIVE
ELMHURST, 60126-1602

2006 Mortgage Research Bollinger Missouri US
Total Applications 43 22,269 672,170
Average Loan $64.0k $86.9k $114.8k
Loan to Income Ratio 1.40 1.50 1.73
Subprime Loans 6.98% 9.15% 10.01%
Refinancing Loans 55.81% 67.17% 61.99%
Principal Dwellings 100% 98.94% 98.46%
Rejected Applications