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BENEFICIAL COMPANY LLC 140 INDUSTRIAL DRIVE
ELMHURST, 60126-1602

2006 Mortgage Research Gallatin Montana US
Total Applications 419 4,839 672,170
Average Loan $139.4k $96.9k $114.8k
Loan to Income Ratio 1.89 1.62 1.73
Subprime Loans 5.25% 10.08% 10.01%
Refinancing Loans 71.84% 66.40% 61.99%
Principal Dwellings 99.76% 98.74% 98.46%
Rejected Applications