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BENEFICIAL COMPANY LLC 26525 N. RIVERWOODS BLVD.
METTAWA, 60045-3428

2008 Mortgage Research	Adams	Nebraska	US
Total Applications	52	2,622	435,132
Average Loan	$91.1k	$119.4k	$142.6k
Loan to Income Ratio	1.73	1.73	2.03
Subprime Loans	1.92%	3.43%	3.43%
Refinancing Loans	53.85%	82.84%	74.13%
Principal Dwellings	96.15%	99.58%	99.62%
Rejected Applications	—	—	—

BENEFICIAL COMPANY LLC 26525 N. RIVERWOODS BLVD.METTAWA, 60045-3428