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BENEFICIAL COMPANY LLC 26525 N. RIVERWOODS BLVD.
METTAWA, 60045-3428

2008 Mortgage Research	Humboldt	Nevada	US
Total Applications	65	4,304	435,132
Average Loan	$124.9k	$216.1k	$142.6k
Loan to Income Ratio	1.61	2.82	2.03
Subprime Loans	1.54%	1.32%	3.43%
Refinancing Loans	70.77%	87.66%	74.13%
Principal Dwellings	100%	99.54%	99.62%
Rejected Applications	—	—	—

BENEFICIAL COMPANY LLC 26525 N. RIVERWOODS BLVD.METTAWA, 60045-3428