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BENEFICIAL COMPANY LLC 140 INDUSTRIAL DRIVE
ELMHURST, 60126-1602

2006 Mortgage Research Essex New York US
Total Applications 312 39,234 672,170
Average Loan $66.6k $96.3k $114.8k
Loan to Income Ratio 1.21 1.44 1.73
Subprime Loans 14.10% 10.68% 10.01%
Refinancing Loans 57.05% 50.95% 61.99%
Principal Dwellings 97.76% 98.06% 98.46%
Rejected Applications