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BENEFICIAL COMPANY LLC 140 INDUSTRIAL DRIVE
ELMHURST, 60126-1602

2006 Mortgage Research Saratoga New York US
Total Applications 632 39,234 672,170
Average Loan $92.8k $96.3k $114.8k
Loan to Income Ratio 1.36 1.44 1.73
Subprime Loans 12.97% 10.68% 10.01%
Refinancing Loans 56.96% 50.95% 61.99%
Principal Dwellings 98.42% 98.06% 98.46%
Rejected Applications