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BENEFICIAL COMPANY LLC 140 INDUSTRIAL DRIVE
ELMHURST, 60126-1602

2006 Mortgage Research Alamance North Carolina US
Total Applications 495 26,834 672,170
Average Loan $103.5k $95.7k $114.8k
Loan to Income Ratio 1.75 1.58 1.73
Subprime Loans 12.12% 12.38% 10.01%
Refinancing Loans 77.98% 71.56% 61.99%
Principal Dwellings 98.99% 98.88% 98.46%
Rejected Applications