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BENEFICIAL COMPANY LLC 26525 N. RIVERWOODS BLVD.
METTAWA, 60045-3428

2008 Mortgage Research	Coshocton	Ohio	US
Total Applications	94	18,960	435,132
Average Loan	$96.5k	$106.3k	$142.6k
Loan to Income Ratio	1.74	1.67	2.03
Subprime Loans	4.26%	2.58%	3.43%
Refinancing Loans	79.79%	80.20%	74.13%
Principal Dwellings	97.87%	99.65%	99.62%
Rejected Applications	—	—	—

BENEFICIAL COMPANY LLC 26525 N. RIVERWOODS BLVD.METTAWA, 60045-3428