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BENEFICIAL COMPANY LLC 140 INDUSTRIAL DRIVE
ELMHURST, 60126-1602

2006 Mortgage Research Chambers Texas US
Total Applications 88 57,130 672,170
Average Loan $66.7k $66.0k $114.8k
Loan to Income Ratio 0.95 1.07 1.73
Subprime Loans 7.95% 9.05% 10.01%
Refinancing Loans 50% 51.23% 61.99%
Principal Dwellings 96.59% 96.95% 98.46%
Rejected Applications — — —