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BENEFICIAL COMPANY LLC 140 INDUSTRIAL DRIVE
ELMHURST, 60126-1602

2006 Mortgage Research Virginia US
Total Applications 26,865 672,170
Average Loan $140.8k $114.8k
Loan to Income Ratio 2.19 1.73
Subprime Loans 12.37% 10.01%
Refinancing Loans 73.40% 61.99%
Principal Dwellings 99.02% 98.46%
Rejected Applications — —