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BENEFICIAL COMPANY LLC 26525 N. RIVERWOODS BLVD.
METTAWA, 60045-3428

2008 Mortgage Research	Bristol	Virginia	US
Total Applications	82	18,949	435,132
Average Loan	$90.0k	$166.6k	$142.6k
Loan to Income Ratio	1.73	2.47	2.03
Subprime Loans	2.44%	4.01%	3.43%
Refinancing Loans	80.49%	87.12%	74.13%
Principal Dwellings	97.56%	99.70%	99.62%
Rejected Applications	—	—	—

BENEFICIAL COMPANY LLC 26525 N. RIVERWOODS BLVD.METTAWA, 60045-3428