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BENEFICIAL COMPANY LLC 140 INDUSTRIAL DRIVE
ELMHURST, 60126-1602

2006 Mortgage Research Salem Virginia US
Total Applications 100 26,865 672,170
Average Loan $120.5k $140.8k $114.8k
Loan to Income Ratio 1.90 2.19 1.73
Subprime Loans 17% 12.37% 10.01%
Refinancing Loans 72% 73.40% 61.99%
Principal Dwellings 100% 99.02% 98.46%
Rejected Applications