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BENEFICIAL COMPANY LLC 26525 N. RIVERWOODS BLVD.
METTAWA, 60045-3428

2008 Mortgage Research	Uinta	Wyoming	US
Total Applications	165	1,782	435,132
Average Loan	$154.9k	$149.8k	$142.6k
Loan to Income Ratio	1.76	1.90	2.03
Subprime Loans	12.12%	5.44%	3.43%
Refinancing Loans	42.42%	50.79%	74.13%
Principal Dwellings	100%	99.55%	99.62%
Rejected Applications	—	—	—

BENEFICIAL COMPANY LLC 26525 N. RIVERWOODS BLVD.METTAWA, 60045-3428