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STATE BANK FINANCIAL 401 MAIN ST
LA CROSSE, 54601

2008 Mortgage Research	Clark	Wisconsin	US
Total Applications	24	246	282
Average Loan	$205.2k	$149.1k	$140.8k
Loan to Income Ratio	1.23	1.31	1.28
Subprime Loans	4.17%	4.07%	3.90%
Refinancing Loans	100%	70.33%	67.38%
Principal Dwellings	79.17%	82.93%	81.56%
Rejected Applications	—	8.13%	8.87%

STATE BANK FINANCIAL 401 MAIN STLA CROSSE, 54601