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CITIFINANCIAL, INC. 300 ST. PAUL PLACE
BALTIMORE, 21202

2006 Mortgage Research Fayette West Virginia US
Total Applications 90 2,492 2,530
Average Loan $35.0k $47.8k $47.8k
Loan to Income Ratio 1.11 1.23 1.23
Subprime Loans 37.78% 28.93% 28.70%
Refinancing Loans 76.67% 74.92% 74.86%
Principal Dwellings 100% 100% 100%
Rejected Applications