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CITIFINANCIAL SERVICES, INC. 300 ST. PAUL PLACE
BALTIMORE, 21202

2008 Mortgage Research Clay Indiana US
Total Applications 61 3,752 3,848
Average Loan $53.6k $52.4k $52.5k
Loan to Income Ratio 1.51 1.18 1.18
Subprime Loans 29.51% 25.91% 25.94%
Refinancing Loans 88.52% 89.07% 89.14%
Principal Dwellings 100% 99.95% 99.95%
Rejected Applications
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